Follow us

Individual plans are for people who want to buy coverage for themselves outside of employer-sponsored coverage

Get a quote or apply for a plan:           Apply Online              

Popular Medical Plans for California:


HealthNet Platinum 90 PPO                                       HealthNet Gold 80 PPO                              HealthNet Silver 70 PPO
Deductible: 0 (none)                                                         Deductible: 0 (none)                                       Deductible: $2,500 per individual
Primary care visit: $15                                                      Primary care visit: $30                                   Primary care visit: $35
Lab: $20 copay                                                                     Lab: $35 copay                                                  Lab: $35 copay
Hospitalization: 10% coinsurance                               Hospitalization: 20% coins.                   Hospitalization: 20% coins. after deductible


Bronze plans (have lower premiums, but higher out of pocket expenses): 

HealthNet 60                                                                      
Deductible: $6300                                                    
Primary care visit: $75 (first 3 visits)*                  
Lab: $40 copay                                                              
Hospitalization: 100% coinsurance                        
                                                            Get a detailed quote and compare with other insurance companies 

HealthNet Plans available only through CoveredCa (subsidized based on income) 

HealthNetPlatinum 94                                                    HealthNet Silver 87                                         HealthNet Silver 73 PPO
Deductible: $75                                                                  Deductible: $650                                              Deductible: $2,200 per individual
Primary care visit: $5                                                       Primary care visit: $10                                   Primary care visit: $30
Lab: $8 copay                                                                      Lab: $15 copay                                                  Lab: $35 copay
Hospitalization: 10% coinsurance                              Hospitalization: 15 % coins.                        Hospitalization: 20% coins.


Disclosure: 
This is not the complete list of coverage and is subject to change. For specific details of your plan, please refer to the summary of benefits or your evidence of coverage. The above deductible, primary care visit, 
lab and coinsurance are common when using the network providers. You will pay more if using out of network providers. 
* The first 3 visits (or
afterfirst visit) are available prior to meeting the calendar-year medical deductible and include a combination of primary care physician, urgent care, acupuncture, outpatient mental health, outpatient substance abuse and other practitioner visits Subsequent visits are subject to the calendar year medical deductible. 

For more plans or to apply, get a quote and feel free to reach us. We love helping people and we do not charge for our services! 

What does the HealthNet PPO plans cover? 
Here are the Summary of Benefits for PPO HealthNet Plans in 2017: 

 HealthNet Platinum 90 PPO            HealthNetGold 80 PPO          HealthNet  Silver 70 PPO          HealthNet Bronze 60 PPO           HealthNetMinimum Coverage PPO


What does the HealthNet HMO plans cover? 

Here are the Summary of Benefits for HMO HealthNet Plans in 2017:

 HealthNet Platinum 90 HMO                             HealthNet Gold 80 HMO                                       HealthNet Silver 70 HMO 


What does the HealthNet HSP plans cover? 
Here are the Summary of Benefits for HSP HealthNet Plans in 2017:

HealthNet Platinum 90 HSP        HealthNet Gold 80 HSP       HealthNet Silver 70 HSP         HealthNet Bronze 60 HSP        HealthNet  Minimum Coverage HSP  


What does the HealthNet EPO plans cover? 
Here are the Summary of Benefits for EPO HealthNet Plans in 2017:

HealthNet Platinum 90 EPO        HealthNet Gold 80 EPO       HealthNet Silver 70 EPO       HealthNet Bronze 60 EPO        HealthNet Minimum Coverage EPO 


Individual & employee benefits INSURANCE advisors               Ca Lic. #0I21751