Individual & employee benefits INSURANCE advisors               Ca Lic. #0I21751

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Individual plans are for people who want to buy coverage for themselves outside of employer-sponsored coverage

Get a quote or apply for a plan:           Apply Online              

Popular Medical Plans for California:

Kaiser Platinum 90 HMO                                                 Kaiser  Gold 80 HMO                                        Kaiser Silver 70 HMO
Deductible: 0 (none)                                                         Deductible: 0 (none)                                       Deductible: $2,500 per individual
Primary care visit: $15                                                      Primary care visit: $30                                   Primary care visit: $35
Lab: $20 copay                                                                     Lab: $35 copay                                                  Lab: $35 copay
Hospitalization: 10% coinsurance                               Hospitalization: 20% coins.                   Hospitalization: 20% coins. after deductible

Bronze plans (have lower premiums, but higher out of pocket expenses): 

Kaiser Bronze 60  HMO                                                                    
Deductible: $6300                                                    
Primary care visit: $75 (first 3 visits)*                  
Lab: $40 copay                                                              
Hospitalization: 100% coinsurance                        
                                                            Get a detailed quote and compare with other insurance companies 

Kaiser Health Plans available only through CoveredCa (subsidized based on income) 

Kaiser Platinum 94                                                           Kaiser Silver 87                                                  Kaiser Silver 73 PPO
Deductible: $75                                                                  Deductible: $650                                              Deductible: $2,200 per individual
Primary care visit: $5                                                       Primary care visit: $10                                   Primary care visit: $30
Lab: $8 copay                                                                      Lab: $15 copay                                                  Lab: $35 copay
Hospitalization: 10% coinsurance                              Hospitalization: 15 % coins.                        Hospitalization: 20% coins.


Disclosure: 
This is not the complete list of coverage and is subject to change. For specific details of your plan, please refer to the summary of benefits or your evidence of coverage. The above deductible, primary care visit, lab and coinsurance are common when using the network providers. You will pay more if using out of network providers. 
* The first 3 visits (
orafterfirst visit) are available prior to meeting the calendar-year medical deductible and include a combination of primary care physician, urgent care, acupuncture, outpatient mental health, outpatient substance abuse and other practitioner visits Subsequent visits are subject to the calendar year medical deductible. 

For more plans or to apply, get a quote and feel free to reach us. We love helping people and we do not charge for our services!