What is Short Term Medical Insurance?
The Short-Term Medical Insurance provides affordable temporary health insurance to protect you and your family. You should consider purchasing this policy if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected accident or sickness.
With the Short Term Medical Insurance, You choose your deductible, coinsurance, maximum coverage amount, and the exact length of coverage. You also have the freedom to receive treatment from doctors and hospitals of your choice without incurring out-of-network penalties. It gives you peace of mind by relieving some of your financial worries in the event of an unexpected medical condition.
Who STM is Appropriate For?
Individual waiting on approval of major medical coverage
Individuals transitioning between jobs
College students or recent graduates
Individuals no longer eligible on parents’ policy due to age or status
Individuals looking for an affordable substitute for COBRA
New employees waiting for group coverage to begin
Individuals not yet eligible for Medicare coverage
* Plase note, Short-Term Medical Insurance is not Major Medical Insurance.
Travel Medical Insurance (Individual travelers, students, groups, seniors etc.)
Many options available!
Short-term travel medical insurance for individuals, families and groups from 5 days to 2 years.
Short-term travel medical insurance for non-U.S. individuals, families, and groups from 5 days to 2 years Individual & family – Flexible long-term annually renewable plan.
Individual & family – First-class short-term coverage available from five days up to three years.
Individual & family – Environmentally conscious short-term coverage available from five days up to two years.
Individual & family - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.
Individual & spouse – Short-term travel medical insurance for travelers age 65+ Groups of two or more members - Long-term annually renewable employer sponsored group insurance.
Groups of five or more members – First-class short-term coverage available from five days up to three years.
Groups of five or more members – Environmentally conscious short-term coverage available from five days up to two years.
Groups of five or more members - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.
Individual or groups of five or more members - Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
Accident, Critical Illness and Cancer and Heart/Stroke Plans
Get extra protection and financial security with these affordable plans that pay cash benefits directly to you.
No one expects an accident or critical illness. Be prepared with Accident, Critical Illness or Cancer and Heart/Stroke coverage . You'll get cash benefits to help you cover high deductibles, pay other medical expenses, and in some cases, replace lost income or pay everyday bills.
All plans are easy to apply for, and you choose the plan and level that suits your needs. See just how affordable these plans are - get a free, no obligation quote now!